![[IstridPic.png]]
# Istrid Horn
_Dwarf Money-lender | [[Doom Raiders]] | [[Waterdeep]]_
## Summary
Dwarven money-lender and senior [[Doom Raiders]] member. [[Xyrbwynn]] discussed a loan for [[Trollskull Manor]] renovations but couldn't agree on terms. Later confronted the party with the other Doom Raiders after they obtained the [[Stone of Golorr]], revealing their alliance with [[Jarlaxle Baenre]].
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## At a Glance
Broad-shouldered dwarf woman with iron-gray hair pulled back in a severe braid, shrewd dark eyes that size up everyone's net worth at a glance. Thick fingers adorned with heavy rings—collateral from defaulted loans. Dresses well but practically, ready for business or a brawl.
The Doom Raiders' financial backbone. Operates legitimate money-lending fronts throughout the city. Every debt she holds is leverage.
## Personality
Pragmatic, patient, ruthless about collection. Doesn't take anything personally—business is business. The kind of lender who smiles warmly while explaining exactly how she'll ruin you.
## Quote
_"Interest compounds, dear. So do consequences."_
## Stats
**Veteran** (MM 350) with 16 INT, proficiency in Insight and Persuasion
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