![[IstridPic.webp]]
# Istrid Horn
_Dwarf Money-lender | [[Doom Raiders]] | [[Waterdeep]]_
## Summary
Dwarven money-lender and senior [[Doom Raiders]] member. [[Xyrbwynn]] discussed a loan for [[Trollskull Manor]] renovations but couldn't agree on terms. Later confronted the party with the other Doom Raiders after they obtained the [[Stone of Golorr]], revealing their alliance with [[Jarlaxle Baenre]].
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## Now
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## Appearance
Broad-shouldered dwarf woman with iron-gray hair in a severe braid and shrewd dark eyes; thick fingers heavy with rings taken as collateral from defaulted loans.
## Personality
Pragmatic, patient, and ruthless about collection. Takes nothing personally, since business is business. The kind of lender who smiles warmly while explaining exactly how she'll ruin you.
## Quote
_"Interest compounds, dear. So do consequences."_
## Connections
**[[Jarlaxle Baenre]]** — the Doom Raiders' ally.
## Background
**The Backbone:** The Doom Raiders' financial spine. Operates legitimate money-lending fronts throughout the city, and every debt she holds is leverage.
## Stats
**Base:** Veteran (MM p.350), modified.
- INT 16, proficiency in Insight and Persuasion.
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